Seniors are living longer, fuller lives than ever, which means there's a growing chance they'll need to continue building upon their nest egg and investing for their future.
As you might imagine, the idea of investing in the stock market may not be appetizing to some folks in their 70s, especially with the Great Recession, and the subsequent 50%+ drop in all three U.S. stock indexes, still fresh in their minds.
But historically, the stock market is the greatest creator of wealth, averaging a return of 7% annually. These figures are hard to ignore when trying to make your nest egg stretch for as long as possible.
When seniors reach their golden years, they're rightfully focused on generating income while looking to minimize their risk of capital loss.
Yet within the stock market there are a handful of companies that appear to perfectly fit what retirees in their 70s are likely looking for in an investment.
Here are 9 potentially perfect stocks for retirees in their 70s to consider buying...
HCP -- Yield: 6.85%
HCP (NYSE:HCP) employs 187 people, generates revenue of $2,544.31 million and has a net income of $-557.84 million. The current market capitalization stands at $15.77 billion.HCP’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $1,833.92 million. The EBITDA margin is 72.08% (the operating margin is -4.25% and the net profit margin -21.92%).
Financials: The total debt represents 51.60% of HCP assets and the total debt in relation to the equity amounts to 118.47%. Due to the financial situation, a return on equity of -5.58% was realized by HCP.
Twelve trailing months earnings per share reached a value of $-0.44. Last fiscal year, HCP paid $2.26 in the form of dividends to shareholders.
Market Valuation: Here are the price ratios of the company: The P/E ratio is , the P/S ratio is 6.16 and the P/B ratio is finally 1.67. The dividend yield amounts to 6.85%.
Stock Charts:
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| Long-Term Stock Price Chart of HCP (HCP) |
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| Long-Term Dividend Payment History of HCP (HCP) |
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| Long-Term Dividend Yield History of HCP (HCP) |
AT&T -- Yield: 4.90%
AT&T (NYSE:T) employs 280,870 people, generates revenue of $146,801.00 million and has a net income of $13,687.00 million. The current market capitalization stands at $243.76 billion.AT&T’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $49,599.00 million. The EBITDA margin is 33.79% (the operating margin is 16.88% and the net profit margin 9.32%).
Financials: The total debt represents 31.33% of AT&T assets and the total debt in relation to the equity amounts to 102.84%. Due to the financial situation, a return on equity of 12.57% was realized by AT&T.
Twelve trailing months earnings per share reached a value of $2.25. Last fiscal year, AT&T paid $1.89 in the form of dividends to shareholders.
Market Valuation: Here are the price ratios of the company: The P/E ratio is 17.42, the P/S ratio is 1.64 and the P/B ratio is finally 1.96. The dividend yield amounts to 4.90%.
Stock Charts:
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| Long-Term Stock Price Chart of AT&T (T) |
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| Long-Term Dividend Payment History of AT&T (T) |
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| Long-Term Dividend Yield History of AT&T (T) |
Duke Energy -- Yield: 4.12%
Duke Energy (NYSE:DUK) employs 29,188 people, generates revenue of $23,459.00 million and has a net income of $2,811.00 million. The current market capitalization stands at $55.96 billion.Duke Energy’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $9,310.00 million. The EBITDA margin is 39.69% (the operating margin is 22.88% and the net profit margin 11.98%).
Financials: The total debt represents 35.66% of Duke Energy assets and the total debt in relation to the equity amounts to 108.75%. Due to the financial situation, a return on equity of 6.94% was realized by Duke Energy.
Twelve trailing months earnings per share reached a value of $3.94. Last fiscal year, Duke Energy paid $3.24 in the form of dividends to shareholders.
Market Valuation: Here are the price ratios of the company: The P/E ratio is 20.33, the P/S ratio is 2.35 and the P/B ratio is finally 1.39. The dividend yield amounts to 4.12%.
Stock Charts:
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| Long-Term Stock Price Chart of Duke Energy (DUK) |
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| Long-Term Dividend Payment History of Duke Energy (DUK) |
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| Long-Term Dividend Yield History of Duke Energy (DUK) |
Realty Income -- Yield: 3.79%
Realty Income (NYSE:O) employs 133 people, generates revenue of $1,023.28 million and has a net income of $284.86 million. The current market capitalization stands at $16.63 billion.Realty Income’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $919.55 million. The EBITDA margin is 89.86% (the operating margin is 25.97% and the net profit margin 27.84%).
Financials: The total debt represents 40.74% of Realty Income assets and the total debt in relation to the equity amounts to 73.88%. Due to the financial situation, a return on equity of 4.52% was realized by Realty Income.
Twelve trailing months earnings per share reached a value of $1.07. Last fiscal year, Realty Income paid $2.27 in the form of dividends to shareholders.
Market Valuation: Here are the price ratios of the company: The P/E ratio is 58.91, the P/S ratio is 15.87 and the P/B ratio is finally 2.57. The dividend yield amounts to 3.79%.
Stock Charts:
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| Long-Term Stock Price Chart of Realty Income (O) |
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| Long-Term Dividend Payment History of Realty Income (O) |
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| Long-Term Dividend Yield History of Realty Income (O) |
National Retail Properties -- Yield: 3.72%
National Retail Properties (NYSE:NNN) employs 62 people, generates revenue of $482.91 million and has a net income of $187.51 million. The current market capitalization stands at $6.87 billion.National Retail Properties’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $427.87 million. The EBITDA margin is 88.60% (the operating margin is 59.77% and the net profit margin 38.83%).
Financials: The total debt represents 36.19% of National Retail Properties assets and the total debt in relation to the equity amounts to 59.12%. Due to the financial situation, a return on equity of 5.73% was realized by National Retail Properties.
Twelve trailing months earnings per share reached a value of $1.16. Last fiscal year, National Retail Properties paid $1.71 in the form of dividends to shareholders.
Market Valuation: Here are the price ratios of the company: The P/E ratio is 40.46, the P/S ratio is 13.96 and the P/B ratio is finally 2.39. The dividend yield amounts to 3.72%.
Stock Charts:
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| Long-Term Stock Price Chart of National Retail Properties (NNN) |
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| Long-Term Dividend Payment History of National Retail Properties (NNN) |
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| Long-Term Dividend Yield History of National Retail Properties (NNN) |
Consolidated Edison -- Yield: 3.56%
Consolidated Edison (NYSE:ED) employs 14,806 people, generates revenue of $12,554.00 million and has a net income of $1,193.00 million. The current market capitalization stands at $23.35 billion.Consolidated Edison’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $3,557.00 million. The EBITDA margin is 28.33% (the operating margin is 19.33% and the net profit margin 9.50%).
Financials: The total debt represents 31.27% of Consolidated Edison assets and the total debt in relation to the equity amounts to 109.36%. Due to the financial situation, a return on equity of 9.31% was realized by Consolidated Edison.
Twelve trailing months earnings per share reached a value of $3.85. Last fiscal year, Consolidated Edison paid $2.60 in the form of dividends to shareholders.
Market Valuation: Here are the price ratios of the company: The P/E ratio is 19.58, the P/S ratio is 1.82 and the P/B ratio is finally 1.69. The dividend yield amounts to 3.56%.
Stock Charts:
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| Long-Term Stock Price Chart of Consolidated Edison (ED) |
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| Long-Term Dividend Payment History of Consolidated Edison (ED) |
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| Long-Term Dividend Yield History of Consolidated Edison (ED) |
Reynolds American -- Yield: 3.29%
Reynolds American (NYSE:RAI) employs 5,600 people, generates revenue of $10,675.00 million and has a net income of $3,253.00 million. The current market capitalization stands at $74.57 billion.Reynolds American’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $3,993.00 million. The EBITDA margin is 37.41% (the operating margin is 65.13% and the net profit margin 30.47%).
Financials: The total debt represents 32.78% of Reynolds American assets and the total debt in relation to the equity amounts to 95.59%. Due to the financial situation, a return on equity of 28.57% was realized by Reynolds American.
Twelve trailing months earnings per share reached a value of $4.84. Last fiscal year, Reynolds American paid $1.39 in the form of dividends to shareholders.
Market Valuation: Here are the price ratios of the company: The P/E ratio is 10.56, the P/S ratio is 6.83 and the P/B ratio is finally 3.99. The dividend yield amounts to 3.29%.
Stock Charts:
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| Long-Term Stock Price Chart of Reynolds American (RAI) |
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| Long-Term Dividend Payment History of Reynolds American (RAI) |
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| Long-Term Dividend Yield History of Reynolds American (RAI) |
Northwest Natural -- Yield: 3.29%
Northwest Natural (NYSE:NWN) employs 1,502 people, generates revenue of $723.79 million and has a net income of $53.70 million. The current market capitalization stands at $1.58 billion.Northwest Natural’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $242.87 million. The EBITDA margin is 33.56% (the operating margin is 17.17% and the net profit margin 7.42%).
Financials: The total debt represents 28.16% of Northwest Natural assets and the total debt in relation to the equity amounts to 110.69%. Due to the financial situation, a return on equity of 6.94% was realized by Northwest Natural.
Twelve trailing months earnings per share reached a value of $2.25. Last fiscal year, Northwest Natural paid $1.86 in the form of dividends to shareholders.
Market Valuation: Here are the price ratios of the company: The P/E ratio is 25.28, the P/S ratio is 2.16 and the P/B ratio is finally 1.99. The dividend yield amounts to 3.29%.
Stock Charts:
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| Long-Term Stock Price Chart of Northwest Natural (NWN) |
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| Long-Term Dividend Payment History of Northwest Natural (NWN) |
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| Long-Term Dividend Yield History of Northwest Natural (NWN) |
Procter & Gamble -- Yield: 3.25%
Procter & Gamble (NYSE:PG) employs 110,000 people, generates revenue of $76,279.00 million and has a net income of $8,930.00 million. The current market capitalization stands at $220.86 billion.Procter & Gamble’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $15,979.00 million. The EBITDA margin is 20.95% (the operating margin is 15.46% and the net profit margin 11.71%).
Financials: The total debt represents 23.43% of Procter & Gamble assets and the total debt in relation to the equity amounts to 48.62%. Due to the financial situation, a return on equity of 13.23% was realized by Procter & Gamble.
Twelve trailing months earnings per share reached a value of $2.99. Last fiscal year, Procter & Gamble paid $2.59 in the form of dividends to shareholders.
Market Valuation: Here are the price ratios of the company: The P/E ratio is 27.56, the P/S ratio is 2.88 and the P/B ratio is finally 3.65. The dividend yield amounts to 3.25%.
Stock Charts:
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| Long-Term Stock Price Chart of Procter & Gamble (PG) |
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| Long-Term Dividend Payment History of Procter & Gamble (PG) |
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| Long-Term Dividend Yield History of Procter & Gamble (PG) |
