14 Cheap Regional Banks With A Long Dividend Growth History

The banking sector has certainly come a long way since the financial crisis. Banks are better capitalized, have less risky loans and other assets, and are taking steps to operate more efficiently. There are some good investment opportunities in the banking sector.

My focus about high quality banks were on regional banks with a long dividend growth history. 25 stocks are available for trading that met these tight fundamental criteria.

Today I like to focus on those with a low forward P/E. Only 14 are part of my results which you can find in the attached list.

Here are the top yielding results...

11 Dividend Opportunities For Anti-Cyclic Income Investors

I like oversold stocks because the market did not like those companies because of any reasons. For me, as a long-term orientated investor, it could be a solid opportunity.

The market is often wrong when he decides to trade a stock below its intrinsic value. Today I like to show you some great yielding dividend stocks with solid future salesgrowth potential and a bad current sentiment.

Those companies had a bad RSI momentum in the past but they generate unbelievable profits and they are comfortable financed.

I've also written some articles about High-Margin Stocks in the past. You can check out my articles here: The best long-term stocks with high margins.

These are my favorites...

These 8 Dividend Stocks Bubbling Cash Like Lava Gold Mines (Part II)

If you like to make money on the stock market like me, you need a clear vision and strategy about how to make money. 

Are you an income investor who likes to receive dividends or are you a short-term orientated trader with focus on quick profits?

I'm focused on long-term growth with growing income. In my view, only over a long period of time, stocks can double and develop their full asset potential.

I've recently published a small article about stocks with high free cash flows, companies that earn so much money from its operations and they have no need or desire to invest this money. 

I love those companies but the source of income should also be reliable. Only cash that comes over years and decades will deliver a good return for you.

In my first article about Cash Cows that produce money like milk, I've compiled some of the top yielding stocks with low reinvestment rates. 

Most of the top yielding stocks come from the technology sector and they also plan to buyback a significant amount of own shares which is also very good for the stock price.

Today I like to go forward and introduce the rest of my research results. They have in average a smaller yield but should be also attractive. A big part of the results come from the financial sector. Asset Managers and Stock Exchange Operators are top.

Flood of money should come into your pocket

Before we move forward, I have a small pleasure to you: Please share this article to friends who might be interested in this story or give us a facebook like. 

Our blog can only exist when we get support from our readers via sharing or donation. Thank you for your support.

8 latest stocks with strong cash income sources are...

5 Higher Yielding Financial Stocks With Low Debt Figures

Dividends are a powerful income source if you use it wisely. I personally prefer stocks with solid growth potential but don't like to overpay a stock.

But as investor with a small pocket and a high desire of big yielding stocks, I also need to look at companies with yields far above the 5 percent mark. 

Today I've discovered some stock ideas from the financial sector. I know, it’s not the best place to hunt for opportunities because the assets are often strange in terms of asset volatility. In addition, the financial sector often life from interest arbitrage, a risky and low margin business (in a market with full information). However, you can find a compilation about financial stocks with high yields and "normal" debt ratios beow.

These are my criteria:

Market cap is greater than Over 100 million.

Dividend yield is greater than 8.5%.

The payout ratio is less than 100%.

Total debt to equity is less than 1.00.

Five higher yielding stocks from the financial sector fulfilled these criteria. The most of the results are low capitalized.

4 Great Dividend Growth Stocks With Several Break-Out Signals

Do you know the feeling of when you buy a stock and nothing happens over years? 

It's very disappointing to put money into a great stock for that you have done the right research and nothing happens because the market doesn’t discover the potential of your target company.

Timing is also important for stock investors. On the capital market, you can make 100 percent in only six months if you catch the right purchasing time and you can make the same performance over ten years. Both is possible but its definitely better to take the first option.

I'm personally a long-term growth investor and more focused on fundamentals than on technical indicators but those can help you to receive a better return.

Today I try to find some stocks that have risen over the short and mid-term. I used a 20 day to 200 day average to get some great stock ideas. These are my fundamental criteria:

Dividend yield over 2%.
Dividend growth rate over the past five years greater than 5%. 
The dividend payout is under 75%. 
The forward P/E is below 15. 
The PEG ratio is under 1.50. 
Total debt to equity under 0.40.

3 Top Stocks That Warren Buffett Bought During The Recent Quarter

Warren Buffett is one of the most trusted investors on the market. When he moves his big money, the whole street is watching and tries to figure out what he is thinking about.

The latest big move was reasonable to Exxon Mobil, the largest U.S. oil producer. Warren bought ConocoPhillips on the peak of the oil price and was wrong with his investment decision. Now it looks that he gives his oil bet a second chance with the strongest cash flow producer in this field.

At the same time Warren Buffett reduced its current position in ConocoPhillips but keeps the downstream business Philips 66 stable. I have no idea what he is thinking about with this transaction. 

In addition, Warren increased shares of DaVita Healthcare Partners and Goldman Sachs. Here you can find a detailed overview about the latest big stock purchases from Warren Buffett.

Warren Buffett's latest stock purchases (click to enlarge)
Source: Gurufocus.com

Exxon Mobil (NYSE:XOM) has a market capitalization of $415.45 billion. The company employs 76,900 people, generates revenue of $453.123 billion and has a net income of $47.681 billion. Exxon Mobil’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $65.769 billion. The EBITDA margin is 14.51 percent (the operating margin is 11.01 percent and the net profit margin 10.52 percent).

Financial Analysis: The total debt represents 3.47 percent of Exxon Mobil’s assets and the total debt in relation to the equity amounts to 6.98 percent. Due to the financial situation, a return on equity of 28.03 percent was realized by Exxon Mobil. Twelve trailing months earnings per share reached a value of $7.65. Last fiscal year, Exxon Mobil paid $2.18 in the form of dividends to shareholders.

Market Valuation: Here are the price ratios of the company: The P/E ratio is 12.43, the P/S ratio is 0.92 and the P/B ratio is finally 2.58. The dividend yield amounts to 2.65 percent and the beta ratio has a value of 0.69.

Long-Term Stock Price Chart Of Exxon Mobil (XOM)

Long-Term Dividend Payment History of Exxon Mobil (XOM)

Long-Term Dividend Yield History of Exxon Mobil (XOM)

Goldman Sachs (NYSE:GS) has a market capitalization of $76.86 billion. The company employs 31,700 people, generates revenue of $41.664 billion and has a net income of $7.475 billion. Goldman Sachs’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $12.462 billion. The EBITDA margin is 29.91 percent (the operating margin is 26.90 percent and the net profit margin 17.94 percent).

Financial Analysis: The total debt represents 47.24 percent of Goldman Sachs’s assets and the total debt in relation to the equity amounts to 585.58 percent. Due to the financial situation, a return on equity of 10.66 percent was realized by Goldman Sachs. Twelve trailing months earnings per share reached a value of $16.47. Last fiscal year, Goldman Sachs paid $1.77 in the form of dividends to shareholders.

Market Valuation: Here are the price ratios of the company: The P/E ratio is 10.29, the P/S ratio is 1.84 and the P/B ratio is finally 1.13. The dividend yield amounts to 1.30 percent and the beta ratio has a value of 1.30.

Long-Term Stock Price Chart Of Goldman Sachs (GS)

Long-Term Dividend Payment History of Goldman Sachs (GS)

Long-Term Dividend Yield History of Goldman Sachs (GS)

DaVita HealthCare Partners (NYSE:DVA) has a market capitalization of $13.09 billion. The company employs 53,400 people, generates revenue of $8.186 billion and has a net income of $641.46 million. DaVita HealthCare Partners’s earnings before interest, taxes, depreciation and amortization (EBITDA) amounts to $1,710.45 million. The EBITDA margin is 20.89 percent (the operating margin is 15.84 percent and the net profit margin 7.84 percent).

Financial Analysis: The total debt represents 53.45 percent of DaVita HealthCare Partners’s assets and the total debt in relation to the equity amounts to 227.32 percent. Due to the financial situation, a return on equity of 18.16 percent was realized by DaVita HealthCare Partners. Twelve trailing months earnings per share reached a value of $2.66. Last fiscal year, DaVita HealthCare Partners paid no dividends to shareholders.

Market Valuation: Here are the price ratios of the company: The P/E ratio is 23.18, the P/S ratio is 1.60 and the P/B ratio is finally 3.45. The beta ratio has a value of 0.49.

Long-Term Stock Price Chart Of DaVita HealthCare Partners (DVA)

Long-Term Dividend Payment History of DaVita HealthCare Partners (DVA)

Long-Term Dividend Yield History of DaVita HealthCare Partners (DVA)

Warren Buffett's Latest Stock Portfolio

Warren Buffett's latest stock purchases (click to enlarge)
Source: Streetinsider.com

Warren Buffett's latest stock purchases (click to enlarge)
Source: Gurufocus.com

5 Banks Warren Buffett is Betting on for 2014

By our guest contributor Insider Monkey. As we begin to ponder what sectors will rule the markets in 2014, technology, healthcare and industrials are areas that many pundits point to. If you ask Warren Buffett, though, he’ll provide a decidedly different answer.

On CNBC earlier this week, Buffett gave a ringing endorsement to large-cap banks, revealing that he thinks they’re “in best shape [he] can remember.” While anyone who tracks Berkshire Hathaway’s equity portfolio probably had a hunch Buffett is upbeat on banks—over 40% of his holdings are invested in the financial sector—these new comments indicate we should expect his bullishness to continue into next year.

By focusing on the best picks of the best hedge funds and other elite investors, it’s possible for retail investors to beat the market over the long-term (discover the data behind this phenomenon). Buffett is the cream of the crop and in light of his recent comments, we should take note of how he’s playing the banks.

Wells Fargo [WFC] is unequivocally the billionaire’s biggest banking bet, and his largest equity holding at that. The global giant is lauded for its management practices and simple business model, and its connection to Buffett has helped it land financing and advisory roles in multiple Berkshire acquisitions.

While shares of Wells Fargo are up nearly 25% year-to-date and the bank did beat Wall Street’s third quarter earnings estimates, its home lending business has been hurt by falling mortgage applications. Still, Wells’ long-term growth prospects and scale advantages remain intact, and Buffett has to love its price at a mere 10.6 times forward EPS. Don’t ignore the 2.8% dividend yield either; it's the best payout among the ‘Big Four.’

US Bancorp [USB] is Buffett’s No. 2 bank holding. Due to its attractive valuation, solid dividend yield, and strong growth prospects, many analysts know this regional player as a mini-Wells Fargo. In fact, US Bancorp is the only big bank that generates higher ROE and ROA figures than Buffett’s top pick.

His investment in Goldman Sachs [GS], meanwhile, now represents a major portion of Berkshire’s stock holdings. We discussed the intricacies of Buffett’s new $2 billion investment in Goldman here on MarketWatch last week, but all you need to know is that he doesn’t plan to close it any time soon.

The investment banking and brokerage firm has sentimental value for the billionaire, and it pays just 12% of its earnings out as dividends. Like Wells Fargo and US Bancorp, Goldman’s growth prospects are extremely cheap at current prices, and the multifaceted nature of its business gives Buffett exposure to an area of the financial sector that his other bank stocks don’t.

M&T Bank [MTB] and Bank of New York Mellon [BK] are a couple more Buffett favorites, and both are actually the final two bank stocks held in the top 20 of Berkshire’s equity portfolio. M&T Bank has been a staple in Buffett’s holdings for more than two decades, and it’s the only large U.S. bank that didn’t trim dividend payments during the financial crisis. The bank’s quarterly profit streak of nearly 40 years is legendary, and it’s no secret that Buffett is a fan of M&T CEO Robert Wilmers.

BNY Mellon, lastly, has been in Buffett and Berkshire’s good graces since the third quarter of 2010, and the stake was increased by 30% in their last 13F filing. The trust bank can see its bottom line improve if interest rates increase in the future. Uncertainty surrounding the fate of borrowing costs over the long-term is one reason why BNY Mellon could be considered undervalued.

Disclosure: none

13 Large Cap Financials With High Potential To Boost Dividends

Financial dividend stocks with low payout ratios and relatively small debt figures originally published at long-term-investments.blogspot.com. I started an article serial about stocks with low dividend payout ratios and small debt figures this month.

I believe that these two ratios have a big impact to judge the ability of a corporate to grow at a faster pace and hike dividends in the future.

Today I would like to discover the financial sector by stocks with a less than 20 percent dividend payout ratio and a debt to equity leverage of less than one. Because of the huge amount of results, I will only look at those stocks with a market capitalization over USD 10 billion.

Exactly thirteen financial stocks fulfilled these criteria of which one is a High-Yield.

9 Financial Dividend Stocks With +15% Expected 5Y Earnings Growth At Cheap Prices

Financial dividend stocks with high beta and growth ratios and a low valuation originally published at long-term-investments.blogspot.com. The financial sector still suffers under the aftermath effects of the Lehman crises and the current low interest environment. But some financial stocks are back to pay good dividends to shareholders.

In my today’s screen about high beta dividend financial stocks I needed to implement some additional criteria in order to limit the huge screen amounts. You can see the detailed limitations here:

- Market Capitalization over USD 10 billion

- Positive Dividend Yield

- Forward P/E below 15
- Beta Ratio over one

- 5-Year Future Earnings Growth Rate Over 15% yearly

Only nine stocks fulfilled these strong criteria. Seven of them have a current buy or better rating by brokerage firms and one high yield stocks is part of the results.

Insurer Aflac: The New Stock Holding For The Dividend Yield Passive Income Portfolio

Last Friday, I purchased the cheapest Dividend Champion with a forward P/E of 9.10. The company is acting within the accident and health insurance sector and is named AFLAC. Insurer AFLAC raised its dividends over a period of 30 consecutive years and yields at 2.36 percent. Earnings per share are expected to grow by 5.58 percent for the next year and 6.92 percent for the upcoming five years. That’s a solid value and if it comes true, a P/E below 10 is damn cheap in my view.

The stock suffers a little bit under recent damage claims as well as the low interest environment. I personally don’t have an idea how big the risks of a rising interest rate could be but I believe that they can be managed.

AFLAC is up 13.2 percent this year and gained 40 percent over the recent year. With a beta ratio of 1.89, AFLAC seems like a very risky and volatile stock but if you look at the fundamentals, you can see that it's not true. Also the debt to equity ratio of 0.28 is low. The company has around USD 4.2 billion in long-term debt at a net income of USD 2.8 billion

Earnings and Dividends From Aflac

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For readers who a new to the matter and my dividend growth philosophy: I funded a virtual portfolio with 100k on October 04, 2012 with the aim to build a passive income stream that doubles each five to ten years. I plan to purchase each week one stock holding until the money is fully invested. The total number of constituents is expected at 50 – 70 companies and the dividend income should be at least at $3,000 per year.

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The current AFL stake cost me around USD 1,200 bucks and will give me approximately USD 28 dividend income for the full year. The stock is underweighted with 0.75 percent portfolio share.

Latest Portfolio Transactions (Click to enlarge)

Dividend Yield Passive Income Portfolio I (Click to enlarge)

Dividend Yield Passive Income Portfolio II (Click to enlarge)

The full-year dividend yield income of the portfolio is now estimated at USD 2,090.33.  With USD 41.436,05 in cash on hands and bank accounts, it should be possible to hit my aim of a USD 3,000 dividend income by the end of the year. All I need to do is to buy stocks with a yield on cost for around 3 percent.

The current yield on cost amounts to 3.49 percent while the actual portfolio yield is a little bit lower at 3.21 percent due to the capital gains.

Portfolio Performance (Click to enlarge)

All stock holdings from the Dividend Yield Passive Income Portfolio are up in average by 9.28 percent since the date of funding. The underperformance to the main indices is reasonable to the slow purchasing process. In a down-going market, my strategy would perform better than the market. But I am not interested in quick money. I want to build a long-term dividend growth portfolio which doubles each ten years from alone.

Here is the income perspective:

Sym	Name	P/E Ratio	Dividend Yield		Buy	# Shrs	Income	Value
TRI	Thomson Reuters C	16.44	3.73		28.90	50	$64.50	$1,725.50
LMT	Lockheed Martin C	13.33	3.86		92.72	20	$89.00	$2,311.00
INTC	Intel Corporation	11.62	3.87		21.27	50	$45.00	$1,152.00
MCD	McDonald's Corpor	18.58	3		87.33	15	$45.15	$1,504.05
WU	Western Union Com	10.47	2.73		11.95	100	$47.50	$1,732.00
PM	Philip Morris Int	17.16	3.85		85.42	20	$68.78	$1,772.20
JNJ	Johnson & Johnson	24.49	2.76		69.19	20	$49.80	$1,844.60
MO	Altria Group Inc	17.12	4.76		33.48	40	$70.40	$1,486.00
SYY	Sysco Corporation	20.85	3.1		31.65	40	$44.40	$1,441.20
DRI	Darden Restaurant	15.97	4.09		46.66	30	$61.50	$1,484.70
CA	CA Inc.	14.37	3.36		21.86	50	$50.00	$1,482.50
PG	Procter & Gamble	17.99	2.9		68.72	25	$58.20	$2,034.25
KRFT	Kraft Foods Group	21.25	3.47		44.41	40	$80.00	$2,306.40
MAT	Mattel Inc.	18.96	3.07		36.45	40	$53.60	$1,695.20
PEP	Pepsico Inc. Com	22.24	2.51		70.88	20	$43.60	$1,728.20
KMB	Kimberly-Clark Co	21.52	3.13		86.82	15	$46.50	$1,492.35
COP	ConocoPhillips Co	10.6	4.09		61.06	20	$52.80	$1,320.00
GIS	General Mills In	18.37	2.67		42.13	30	$41.10	$1,550.40
UL	Unilever PLC Comm	21.06	3.06		39.65	35	$44.91	$1,473.50
NSRGY	NESTLE SA REG SHR	18.84	3.25		68.69	30	$65.31	$2,017.50
GE	General Electric	17.5	3.13		23.39	65	$48.10	$1,606.80
ADP	Automatic Data Pr	24.77	2.33		61.65	25	$42.50	$1,822.00
K	Kellogg Company C	26.18	2.64		61.52	25	$44.00	$1,683.00
KO	Coca-Cola Company	21.36	2.62		38.83	40	$42.80	$1,643.60
RTN	Raytheon Company	12.22	3.01		57.04	20	$42.00	$1,396.00
RCI	Rogers Communicat	11.83	4.1		51.06	50	$83.30	$2,030.00
GPC	Genuine Parts Com	19.88	2.51		77.06	20	$41.28	$1,648.00
TSCDY	TESCO PLC SPONS A	225.6	4.07		17.98	110	$75.68	$1,859.00
APD	Air Products and	17.35	2.79		85.71	15	$40.50	$1,454.85
GSK	GlaxoSmithKline P	19.17	4.47		52.16	30	$70.38	$1,564.50
WMT	Wal-Mart Stores	15.24	2.24		79.25	20	$34.72	$1,561.60
BTI	British American	16.92	3.86		114.6	23	$95.22	$2,448.35
CHL	China Mobile Limi	10.37	4.18		55.32	25	$54.95	$1,316.75
MMM	3M Company Common	18.21	2.12		110.27	15	$36.75	$1,742.85
TUP	Tupperware Brands	22.87	2.48		80.98	15	$29.40	$1,177.95
IBM	International Bus	13.65	1.77		206.35	8	$28.00	$1,548.32
HAS	Hasbro Inc.	18.43	3.18		44.09	30	$44.40	$1,361.40
T	AT&T Inc.	27.64	5.01		34.47	30	$53.70	$1,074.30
WAG	Walgreen Co. Comm	22.11	2.18		44.25	30	$33.00	$1,518.30
AFL	AFLAC Incorporate	9.37	2.33		59.39	20	$27.60	$1,187.80
							$2,090.33	$65,198.92
							Average Yield	3.21%
							Yield On Cost	3.49%